Professional Indemnity provides cover against the Financial consequences of making errors & omissions in connection with your business activities. This cover is essential for any person or organisation that gives advice, provides services in a professional capacity or undertakes design work. We are able to provide cover all trades and professions with high limits of indemnity available.

Some of the dangers a Professional Indemnity Insurance can protect your business against are:

• Libel & Slander
• Unintentionally Infringing Intellectual Property Rights of Others
• Negligence or Breach of Duty of Care
• Loss/Damage of Documents/Data Belonging To Your Clients
• Breach of Confidentiality
• Liability Arising From The Theft of Your Client's Money

Disputes can become complicated, nasty and very expensive to resolve. A professional Indemnity policy can defend your claim through to the High Court if necessary. Even if you lose, the policy will still cover you for any damages awarded, up to the limit of indemnity specified in the policy.

A Professional Indemnity policy is written on a "Claims Made" basis which means it is the policy in force and the time of notification of a claim that provides cover not the policy in force at the time loss occurred and therefore it is important to maintain cover even after you have finished trading as a claim could be made many years after the initial advice or design has been given as part of your contract.

To discuss your individual requirements & to obtain a competitive quotation please contact us on 01793 536851 or e-mail us at enquiries@brunsdonwestinsure.com and we will arrange to contact you at a convenient time.

DIRECTORS & OFFICERS INSURANCE

Every Director, Senior Company Executive and Manager is potentially at risk from the following:

• Shareholders
• Customers
• Bankers
• Employees
• Creditors
• Regulators
• Liquidators

Without Directors & Officers cover the personal wealth of the individuals are at risk. Directors face personal liability for wrongful acts committed or alleged to have been committed in executing their duties, such as (but not limited to):

• Failure To Implement or Comply With Health & Safety Legislation.
• Alleged Mismanagement or Poor Financial Performance.
• Offences Under Companies Acts, Data Protection Act, Insolvency Act And Over 200 Additional Statutes/Directives.
• Wrongful Termination of Employment.
• Discrimination In The work Place.
• Allegations of Libel & Slander

Disputes can become complicated, nasty and very expensive to resolve. A Directors & Officers policy can defend your claim through to the High Court if necessary. Even if you lose, the policy will still cover you for any damages awarded, up to the limit of indemnity specified in the policy.

Directors & Officers cover relates specifically to the breaches of duty by Directors & Officers in managing and directing a company's affairs. It provides personal cover to the individual Directors & Officers. A Third Party or another Director can hold an individual Director personally responsible for his actions.

To discuss your individual requirements & to obtain a competitive quotation please contact us on 01793 536851 or e-mail us at enquiries@brunsdonwestinsure.com and we will arrange to contact you at a convenient time.